Updated for 2025/26
£15,200 vs £21,731 Salary Comparison
Compare a £15,200 salary against £21,731. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,531
per year
Take Home Extra
+£391.86
per month
You Keep
72%
of the raise
5-Year Gain
+£23,512
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,200 | £21,731 | Difference |
|---|---|---|---|
| Gross Salary | £15,200 | £21,731 | £6,531 |
| Income Tax | £526 | £1,832 | £1,306 |
| National Insurance | £210 | £733 | £522 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,464 | £19,166 | £4,702 |
| Take-Home (Monthly) | £1,205 | £1,597 | £392 |
| Effective Tax Rate | 4.8% | 11.8% | 7.0% |
£15,200
Gross£15,200
Take-Home£14,464
You Keep95.2%
£21,731
Gross£21,731
Take-Home£19,166
You Keep88.2%
Tax Band Analysis
Understanding where your money goes
£15,200
Tax BandBasic Rate
Marginal Rate20%
Income Tax£526.00
National Insurance£210.40
Take Home (Monthly)£1,205.30
£21,731
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,832.20
National Insurance£732.88
Take Home (Monthly)£1,597.16
What £391.86 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,200 vs £21,731
£15,200
- Gross Pay£15,200.00
- Take Home (Year)£14,463.60
- Take Home (Month)£1,205.30
- Effective Tax Rate4.8%
£21,731
- Gross Pay£21,731.00
- Take Home (Year)£19,165.92
- Take Home (Month)£1,597.16
- Effective Tax Rate11.8%
The difference in take-home pay is £4,702 per year, which works out to £391.86 per month.