Updated for 2025/26
£15,310 vs £20,810 Salary Comparison
Compare a £15,310 salary against £20,810. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,500
per year
Take Home Extra
+£330.00
per month
You Keep
72%
of the raise
5-Year Gain
+£19,800
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,310 | £20,810 | Difference |
|---|---|---|---|
| Gross Salary | £15,310 | £20,810 | £5,500 |
| Income Tax | £548 | £1,648 | £1,100 |
| National Insurance | £219 | £659 | £440 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,543 | £18,503 | £3,960 |
| Take-Home (Monthly) | £1,212 | £1,542 | £330 |
| Effective Tax Rate | 5.0% | 11.1% | 6.1% |
£15,310
Gross£15,310
Take-Home£14,543
You Keep95.0%
£20,810
Gross£20,810
Take-Home£18,503
You Keep88.9%
Tax Band Analysis
Understanding where your money goes
£15,310
Tax BandBasic Rate
Marginal Rate20%
Income Tax£548.00
National Insurance£219.20
Take Home (Monthly)£1,211.90
£20,810
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,648.00
National Insurance£659.20
Take Home (Monthly)£1,541.90
What £330.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,310 vs £20,810
£15,310
- Gross Pay£15,310.00
- Take Home (Year)£14,542.80
- Take Home (Month)£1,211.90
- Effective Tax Rate5.0%
£20,810
- Gross Pay£20,810.00
- Take Home (Year)£18,502.80
- Take Home (Month)£1,541.90
- Effective Tax Rate11.1%
The difference in take-home pay is £3,960 per year, which works out to £330.00 per month.