Updated for 2025/26
£15,321 vs £26,746 Salary Comparison
Compare a £15,321 salary against £26,746. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£11,425
per year
Take Home Extra
+£685.50
per month
You Keep
72%
of the raise
5-Year Gain
+£41,130
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,321 | £26,746 | Difference |
|---|---|---|---|
| Gross Salary | £15,321 | £26,746 | £11,425 |
| Income Tax | £550 | £2,835 | £2,285 |
| National Insurance | £220 | £1,134 | £914 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,551 | £22,777 | £8,226 |
| Take-Home (Monthly) | £1,213 | £1,898 | £686 |
| Effective Tax Rate | 5.0% | 14.8% | 9.8% |
£15,321
Gross£15,321
Take-Home£14,551
You Keep95.0%
£26,746
Gross£26,746
Take-Home£22,777
You Keep85.2%
Tax Band Analysis
Understanding where your money goes
£15,321
Tax BandBasic Rate
Marginal Rate20%
Income Tax£550.20
National Insurance£220.08
Take Home (Monthly)£1,212.56
£26,746
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,835.20
National Insurance£1,134.08
Take Home (Monthly)£1,898.06
What £685.50 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£8,226.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,321 vs £26,746
£15,321
- Gross Pay£15,321.00
- Take Home (Year)£14,550.72
- Take Home (Month)£1,212.56
- Effective Tax Rate5.0%
£26,746
- Gross Pay£26,746.00
- Take Home (Year)£22,776.72
- Take Home (Month)£1,898.06
- Effective Tax Rate14.8%
The difference in take-home pay is £8,226 per year, which works out to £685.50 per month.