Updated for 2025/26
£15,326 vs £18,971 Salary Comparison
Compare a £15,326 salary against £18,971. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£3,645
per year
Take Home Extra
+£218.70
per month
You Keep
72%
of the raise
5-Year Gain
+£13,122
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,326 | £18,971 | Difference |
|---|---|---|---|
| Gross Salary | £15,326 | £18,971 | £3,645 |
| Income Tax | £551 | £1,280 | £729 |
| National Insurance | £220 | £512 | £292 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,554 | £17,179 | £2,624 |
| Take-Home (Monthly) | £1,213 | £1,432 | £219 |
| Effective Tax Rate | 5.0% | 9.4% | 4.4% |
£15,326
Gross£15,326
Take-Home£14,554
You Keep95.0%
£18,971
Gross£18,971
Take-Home£17,179
You Keep90.6%
Tax Band Analysis
Understanding where your money goes
£15,326
Tax BandBasic Rate
Marginal Rate20%
Income Tax£551.20
National Insurance£220.48
Take Home (Monthly)£1,212.86
£18,971
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,280.20
National Insurance£512.08
Take Home (Monthly)£1,431.56
What £218.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,326 vs £18,971
£15,326
- Gross Pay£15,326.00
- Take Home (Year)£14,554.32
- Take Home (Month)£1,212.86
- Effective Tax Rate5.0%
£18,971
- Gross Pay£18,971.00
- Take Home (Year)£17,178.72
- Take Home (Month)£1,431.56
- Effective Tax Rate9.4%
The difference in take-home pay is £2,624 per year, which works out to £218.70 per month.