Updated for 2025/26
£15,330 vs £19,830 Salary Comparison
Compare a £15,330 salary against £19,830. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,500
per year
Take Home Extra
+£270.00
per month
You Keep
72%
of the raise
5-Year Gain
+£16,200
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,330 | £19,830 | Difference |
|---|---|---|---|
| Gross Salary | £15,330 | £19,830 | £4,500 |
| Income Tax | £552 | £1,452 | £900 |
| National Insurance | £221 | £581 | £360 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,557 | £17,797 | £3,240 |
| Take-Home (Monthly) | £1,213 | £1,483 | £270 |
| Effective Tax Rate | 5.0% | 10.3% | 5.2% |
£15,330
Gross£15,330
Take-Home£14,557
You Keep95.0%
£19,830
Gross£19,830
Take-Home£17,797
You Keep89.7%
Tax Band Analysis
Understanding where your money goes
£15,330
Tax BandBasic Rate
Marginal Rate20%
Income Tax£552.00
National Insurance£220.80
Take Home (Monthly)£1,213.10
£19,830
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,452.00
National Insurance£580.80
Take Home (Monthly)£1,483.10
What £270.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,330 vs £19,830
£15,330
- Gross Pay£15,330.00
- Take Home (Year)£14,557.20
- Take Home (Month)£1,213.10
- Effective Tax Rate5.0%
£19,830
- Gross Pay£19,830.00
- Take Home (Year)£17,797.20
- Take Home (Month)£1,483.10
- Effective Tax Rate10.3%
The difference in take-home pay is £3,240 per year, which works out to £270.00 per month.