Updated for 2025/26
£15,367 vs £21,964 Salary Comparison
Compare a £15,367 salary against £21,964. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,597
per year
Take Home Extra
+£395.82
per month
You Keep
72%
of the raise
5-Year Gain
+£23,749
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,367 | £21,964 | Difference |
|---|---|---|---|
| Gross Salary | £15,367 | £21,964 | £6,597 |
| Income Tax | £559 | £1,879 | £1,319 |
| National Insurance | £224 | £752 | £528 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,584 | £19,334 | £4,750 |
| Take-Home (Monthly) | £1,215 | £1,611 | £396 |
| Effective Tax Rate | 5.1% | 12.0% | 6.9% |
£15,367
Gross£15,367
Take-Home£14,584
You Keep94.9%
£21,964
Gross£21,964
Take-Home£19,334
You Keep88.0%
Tax Band Analysis
Understanding where your money goes
£15,367
Tax BandBasic Rate
Marginal Rate20%
Income Tax£559.40
National Insurance£223.76
Take Home (Monthly)£1,215.32
£21,964
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,878.80
National Insurance£751.52
Take Home (Monthly)£1,611.14
What £395.82 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,367 vs £21,964
£15,367
- Gross Pay£15,367.00
- Take Home (Year)£14,583.84
- Take Home (Month)£1,215.32
- Effective Tax Rate5.1%
£21,964
- Gross Pay£21,964.00
- Take Home (Year)£19,333.68
- Take Home (Month)£1,611.14
- Effective Tax Rate12.0%
The difference in take-home pay is £4,750 per year, which works out to £395.82 per month.