Updated for 2025/26
£15,375 vs £19,020 Salary Comparison
Compare a £15,375 salary against £19,020. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£3,645
per year
Take Home Extra
+£218.70
per month
You Keep
72%
of the raise
5-Year Gain
+£13,122
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,375 | £19,020 | Difference |
|---|---|---|---|
| Gross Salary | £15,375 | £19,020 | £3,645 |
| Income Tax | £561 | £1,290 | £729 |
| National Insurance | £224 | £516 | £292 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,590 | £17,214 | £2,624 |
| Take-Home (Monthly) | £1,216 | £1,435 | £219 |
| Effective Tax Rate | 5.1% | 9.5% | 4.4% |
£15,375
Gross£15,375
Take-Home£14,590
You Keep94.9%
£19,020
Gross£19,020
Take-Home£17,214
You Keep90.5%
Tax Band Analysis
Understanding where your money goes
£15,375
Tax BandBasic Rate
Marginal Rate20%
Income Tax£561.00
National Insurance£224.40
Take Home (Monthly)£1,215.80
£19,020
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,290.00
National Insurance£516.00
Take Home (Monthly)£1,434.50
What £218.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,375 vs £19,020
£15,375
- Gross Pay£15,375.00
- Take Home (Year)£14,589.60
- Take Home (Month)£1,215.80
- Effective Tax Rate5.1%
£19,020
- Gross Pay£19,020.00
- Take Home (Year)£17,214.00
- Take Home (Month)£1,434.50
- Effective Tax Rate9.5%
The difference in take-home pay is £2,624 per year, which works out to £218.70 per month.