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Updated for 2025/26

£15,382 vs £23,527 Salary Comparison

Compare a £15,382 salary against £23,527. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£8,145
per year
Take Home Extra
+£488.70
per month
You Keep
72%
of the raise
5-Year Gain
+£29,322
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,382£23,527Difference
Gross Salary£15,382£23,527£8,145
Income Tax£562£2,191£1,629
National Insurance£225£877£652
Pension£0£0£0
Take-Home Pay (Yearly)
£14,595
£20,459
£5,864
Take-Home (Monthly)£1,216£1,705£489
Effective Tax Rate5.1%13.0%7.9%

£15,382

Gross£15,382
Take-Home£14,595
You Keep94.9%

£23,527

Gross£23,527
Take-Home£20,459
You Keep87.0%

Tax Band Analysis

Understanding where your money goes

£15,382

Tax BandBasic Rate
Marginal Rate20%
Income Tax£562.40
National Insurance£224.96
Take Home (Monthly)£1,216.22

£23,527

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,191.40
National Insurance£876.56
Take Home (Monthly)£1,704.92

What £488.70 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,864.40/year extra into savings or investments

Full Comparison: £15,382 vs £23,527

£15,382

  • Gross Pay£15,382.00
  • Take Home (Year)£14,594.64
  • Take Home (Month)£1,216.22
  • Effective Tax Rate5.1%

£23,527

  • Gross Pay£23,527.00
  • Take Home (Year)£20,459.04
  • Take Home (Month)£1,704.92
  • Effective Tax Rate13.0%

The difference in take-home pay is £5,864 per year, which works out to £488.70 per month.