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Updated for 2025/26

£15,448 vs £25,152 Salary Comparison

Compare a £15,448 salary against £25,152. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£9,704
per year
Take Home Extra
+£582.24
per month
You Keep
72%
of the raise
5-Year Gain
+£34,934
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,448£25,152Difference
Gross Salary£15,448£25,152£9,704
Income Tax£576£2,516£1,941
National Insurance£230£1,007£776
Pension£0£0£0
Take-Home Pay (Yearly)
£14,642
£21,629
£6,987
Take-Home (Monthly)£1,220£1,802£582
Effective Tax Rate5.2%14.0%8.8%

£15,448

Gross£15,448
Take-Home£14,642
You Keep94.8%

£25,152

Gross£25,152
Take-Home£21,629
You Keep86.0%

Tax Band Analysis

Understanding where your money goes

£15,448

Tax BandBasic Rate
Marginal Rate20%
Income Tax£575.60
National Insurance£230.24
Take Home (Monthly)£1,220.18

£25,152

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,516.40
National Insurance£1,006.56
Take Home (Monthly)£1,802.42

What £582.24 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,986.88/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £15,448 vs £25,152

£15,448

  • Gross Pay£15,448.00
  • Take Home (Year)£14,642.16
  • Take Home (Month)£1,220.18
  • Effective Tax Rate5.2%

£25,152

  • Gross Pay£25,152.00
  • Take Home (Year)£21,629.04
  • Take Home (Month)£1,802.42
  • Effective Tax Rate14.0%

The difference in take-home pay is £6,987 per year, which works out to £582.24 per month.