Updated for 2025/26
£15,475 vs £25,425 Salary Comparison
Compare a £15,475 salary against £25,425. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£9,950
per year
Take Home Extra
+£597.00
per month
You Keep
72%
of the raise
5-Year Gain
+£35,820
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,475 | £25,425 | Difference |
|---|---|---|---|
| Gross Salary | £15,475 | £25,425 | £9,950 |
| Income Tax | £581 | £2,571 | £1,990 |
| National Insurance | £232 | £1,028 | £796 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,662 | £21,826 | £7,164 |
| Take-Home (Monthly) | £1,222 | £1,819 | £597 |
| Effective Tax Rate | 5.3% | 14.2% | 8.9% |
£15,475
Gross£15,475
Take-Home£14,662
You Keep94.7%
£25,425
Gross£25,425
Take-Home£21,826
You Keep85.8%
Tax Band Analysis
Understanding where your money goes
£15,475
Tax BandBasic Rate
Marginal Rate20%
Income Tax£581.00
National Insurance£232.40
Take Home (Monthly)£1,221.80
£25,425
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,571.00
National Insurance£1,028.40
Take Home (Monthly)£1,818.80
What £597.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,164.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,475 vs £25,425
£15,475
- Gross Pay£15,475.00
- Take Home (Year)£14,661.60
- Take Home (Month)£1,221.80
- Effective Tax Rate5.3%
£25,425
- Gross Pay£25,425.00
- Take Home (Year)£21,825.60
- Take Home (Month)£1,818.80
- Effective Tax Rate14.2%
The difference in take-home pay is £7,164 per year, which works out to £597.00 per month.