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Updated for 2025/26

£15,674 vs £24,319 Salary Comparison

Compare a £15,674 salary against £24,319. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£8,645
per year
Take Home Extra
+£518.70
per month
You Keep
72%
of the raise
5-Year Gain
+£31,122
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,674£24,319Difference
Gross Salary£15,674£24,319£8,645
Income Tax£621£2,350£1,729
National Insurance£248£940£692
Pension£0£0£0
Take-Home Pay (Yearly)
£14,805
£21,029
£6,224
Take-Home (Monthly)£1,234£1,752£519
Effective Tax Rate5.5%13.5%8.0%

£15,674

Gross£15,674
Take-Home£14,805
You Keep94.5%

£24,319

Gross£24,319
Take-Home£21,029
You Keep86.5%

Tax Band Analysis

Understanding where your money goes

£15,674

Tax BandBasic Rate
Marginal Rate20%
Income Tax£620.80
National Insurance£248.32
Take Home (Monthly)£1,233.74

£24,319

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,349.80
National Insurance£939.92
Take Home (Monthly)£1,752.44

What £518.70 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,224.40/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £15,674 vs £24,319

£15,674

  • Gross Pay£15,674.00
  • Take Home (Year)£14,804.88
  • Take Home (Month)£1,233.74
  • Effective Tax Rate5.5%

£24,319

  • Gross Pay£24,319.00
  • Take Home (Year)£21,029.28
  • Take Home (Month)£1,752.44
  • Effective Tax Rate13.5%

The difference in take-home pay is £6,224 per year, which works out to £518.70 per month.