Updated for 2025/26
£15,724 vs £18,382 Salary Comparison
Compare a £15,724 salary against £18,382. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£2,658
per year
Take Home Extra
+£159.48
per month
You Keep
72%
of the raise
5-Year Gain
+£9,569
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,724 | £18,382 | Difference |
|---|---|---|---|
| Gross Salary | £15,724 | £18,382 | £2,658 |
| Income Tax | £631 | £1,162 | £532 |
| National Insurance | £252 | £465 | £213 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,841 | £16,755 | £1,914 |
| Take-Home (Monthly) | £1,237 | £1,396 | £159 |
| Effective Tax Rate | 5.6% | 8.9% | 3.2% |
£15,724
Gross£15,724
Take-Home£14,841
You Keep94.4%
£18,382
Gross£18,382
Take-Home£16,755
You Keep91.1%
Tax Band Analysis
Understanding where your money goes
£15,724
Tax BandBasic Rate
Marginal Rate20%
Income Tax£630.80
National Insurance£252.32
Take Home (Monthly)£1,236.74
£18,382
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,162.40
National Insurance£464.96
Take Home (Monthly)£1,396.22
What £159.48 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Full Comparison: £15,724 vs £18,382
£15,724
- Gross Pay£15,724.00
- Take Home (Year)£14,840.88
- Take Home (Month)£1,236.74
- Effective Tax Rate5.6%
£18,382
- Gross Pay£18,382.00
- Take Home (Year)£16,754.64
- Take Home (Month)£1,396.22
- Effective Tax Rate8.9%
The difference in take-home pay is £1,914 per year, which works out to £159.48 per month.