Updated for 2025/26
£15,902 vs £20,852 Salary Comparison
Compare a £15,902 salary against £20,852. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,950
per year
Take Home Extra
+£297.00
per month
You Keep
72%
of the raise
5-Year Gain
+£17,820
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,902 | £20,852 | Difference |
|---|---|---|---|
| Gross Salary | £15,902 | £20,852 | £4,950 |
| Income Tax | £666 | £1,656 | £990 |
| National Insurance | £267 | £663 | £396 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,969 | £18,533 | £3,564 |
| Take-Home (Monthly) | £1,247 | £1,544 | £297 |
| Effective Tax Rate | 5.9% | 11.1% | 5.3% |
£15,902
Gross£15,902
Take-Home£14,969
You Keep94.1%
£20,852
Gross£20,852
Take-Home£18,533
You Keep88.9%
Tax Band Analysis
Understanding where your money goes
£15,902
Tax BandBasic Rate
Marginal Rate20%
Income Tax£666.40
National Insurance£266.56
Take Home (Monthly)£1,247.42
£20,852
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,656.40
National Insurance£662.56
Take Home (Monthly)£1,544.42
What £297.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,902 vs £20,852
£15,902
- Gross Pay£15,902.00
- Take Home (Year)£14,969.04
- Take Home (Month)£1,247.42
- Effective Tax Rate5.9%
£20,852
- Gross Pay£20,852.00
- Take Home (Year)£18,533.04
- Take Home (Month)£1,544.42
- Effective Tax Rate11.1%
The difference in take-home pay is £3,564 per year, which works out to £297.00 per month.