Updated for 2025/26
£15,963 vs £30,963 Salary Comparison
Compare a £15,963 salary against £30,963. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£15,000
per year
Take Home Extra
+£900.00
per month
You Keep
72%
of the raise
5-Year Gain
+£54,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,963 | £30,963 | Difference |
|---|---|---|---|
| Gross Salary | £15,963 | £30,963 | £15,000 |
| Income Tax | £679 | £3,679 | £3,000 |
| National Insurance | £271 | £1,471 | £1,200 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,013 | £25,813 | £10,800 |
| Take-Home (Monthly) | £1,251 | £2,151 | £900 |
| Effective Tax Rate | 6.0% | 16.6% | 10.7% |
£15,963
Gross£15,963
Take-Home£15,013
You Keep94.0%
£30,963
Gross£30,963
Take-Home£25,813
You Keep83.4%
Tax Band Analysis
Understanding where your money goes
£15,963
Tax BandBasic Rate
Marginal Rate20%
Income Tax£678.60
National Insurance£271.44
Take Home (Monthly)£1,251.08
£30,963
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,678.60
National Insurance£1,471.44
Take Home (Monthly)£2,151.08
What £900.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£10,800.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,963 vs £30,963
£15,963
- Gross Pay£15,963.00
- Take Home (Year)£15,012.96
- Take Home (Month)£1,251.08
- Effective Tax Rate6.0%
£30,963
- Gross Pay£30,963.00
- Take Home (Year)£25,812.96
- Take Home (Month)£2,151.08
- Effective Tax Rate16.6%
The difference in take-home pay is £10,800 per year, which works out to £900.00 per month.