Updated for 2025/26
£15,976 vs £26,329 Salary Comparison
Compare a £15,976 salary against £26,329. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£10,353
per year
Take Home Extra
+£621.18
per month
You Keep
72%
of the raise
5-Year Gain
+£37,271
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,976 | £26,329 | Difference |
|---|---|---|---|
| Gross Salary | £15,976 | £26,329 | £10,353 |
| Income Tax | £681 | £2,752 | £2,071 |
| National Insurance | £272 | £1,101 | £828 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,022 | £22,476 | £7,454 |
| Take-Home (Monthly) | £1,252 | £1,873 | £621 |
| Effective Tax Rate | 6.0% | 14.6% | 8.7% |
£15,976
Gross£15,976
Take-Home£15,022
You Keep94.0%
£26,329
Gross£26,329
Take-Home£22,476
You Keep85.4%
Tax Band Analysis
Understanding where your money goes
£15,976
Tax BandBasic Rate
Marginal Rate20%
Income Tax£681.20
National Insurance£272.48
Take Home (Monthly)£1,251.86
£26,329
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,751.80
National Insurance£1,100.72
Take Home (Monthly)£1,873.04
What £621.18 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,454.16/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,976 vs £26,329
£15,976
- Gross Pay£15,976.00
- Take Home (Year)£15,022.32
- Take Home (Month)£1,251.86
- Effective Tax Rate6.0%
£26,329
- Gross Pay£26,329.00
- Take Home (Year)£22,476.48
- Take Home (Month)£1,873.04
- Effective Tax Rate14.6%
The difference in take-home pay is £7,454 per year, which works out to £621.18 per month.