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Updated for 2025/26

£15,988 vs £25,988 Salary Comparison

Compare a £15,988 salary against £25,988. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£10,000
per year
Take Home Extra
+£600.00
per month
You Keep
72%
of the raise
5-Year Gain
+£36,000
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,988£25,988Difference
Gross Salary£15,988£25,988£10,000
Income Tax£684£2,684£2,000
National Insurance£273£1,073£800
Pension£0£0£0
Take-Home Pay (Yearly)
£15,031
£22,231
£7,200
Take-Home (Monthly)£1,253£1,853£600
Effective Tax Rate6.0%14.5%8.5%

£15,988

Gross£15,988
Take-Home£15,031
You Keep94.0%

£25,988

Gross£25,988
Take-Home£22,231
You Keep85.5%

Tax Band Analysis

Understanding where your money goes

£15,988

Tax BandBasic Rate
Marginal Rate20%
Income Tax£683.60
National Insurance£273.44
Take Home (Monthly)£1,252.58

£25,988

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,683.60
National Insurance£1,073.44
Take Home (Monthly)£1,852.58

What £600.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,200.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £15,988 vs £25,988

£15,988

  • Gross Pay£15,988.00
  • Take Home (Year)£15,030.96
  • Take Home (Month)£1,252.58
  • Effective Tax Rate6.0%

£25,988

  • Gross Pay£25,988.00
  • Take Home (Year)£22,230.96
  • Take Home (Month)£1,852.58
  • Effective Tax Rate14.5%

The difference in take-home pay is £7,200 per year, which works out to £600.00 per month.