Updated for 2025/26
£15,994 vs £20,944 Salary Comparison
Compare a £15,994 salary against £20,944. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,950
per year
Take Home Extra
+£297.00
per month
You Keep
72%
of the raise
5-Year Gain
+£17,820
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,994 | £20,944 | Difference |
|---|---|---|---|
| Gross Salary | £15,994 | £20,944 | £4,950 |
| Income Tax | £685 | £1,675 | £990 |
| National Insurance | £274 | £670 | £396 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,035 | £18,599 | £3,564 |
| Take-Home (Monthly) | £1,253 | £1,550 | £297 |
| Effective Tax Rate | 6.0% | 11.2% | 5.2% |
£15,994
Gross£15,994
Take-Home£15,035
You Keep94.0%
£20,944
Gross£20,944
Take-Home£18,599
You Keep88.8%
Tax Band Analysis
Understanding where your money goes
£15,994
Tax BandBasic Rate
Marginal Rate20%
Income Tax£684.80
National Insurance£273.92
Take Home (Monthly)£1,252.94
£20,944
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,674.80
National Insurance£669.92
Take Home (Monthly)£1,549.94
What £297.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,994 vs £20,944
£15,994
- Gross Pay£15,994.00
- Take Home (Year)£15,035.28
- Take Home (Month)£1,252.94
- Effective Tax Rate6.0%
£20,944
- Gross Pay£20,944.00
- Take Home (Year)£18,599.28
- Take Home (Month)£1,549.94
- Effective Tax Rate11.2%
The difference in take-home pay is £3,564 per year, which works out to £297.00 per month.