Updated for 2025/26
£16,206 vs £21,206 Salary Comparison
Compare a £16,206 salary against £21,206. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £16,206 | £21,206 | Difference |
|---|---|---|---|
| Gross Salary | £16,206 | £21,206 | £5,000 |
| Income Tax | £727 | £1,727 | £1,000 |
| National Insurance | £291 | £691 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,188 | £18,788 | £3,600 |
| Take-Home (Monthly) | £1,266 | £1,566 | £300 |
| Effective Tax Rate | 6.3% | 11.4% | 5.1% |
£16,206
Gross£16,206
Take-Home£15,188
You Keep93.7%
£21,206
Gross£21,206
Take-Home£18,788
You Keep88.6%
Tax Band Analysis
Understanding where your money goes
£16,206
Tax BandBasic Rate
Marginal Rate20%
Income Tax£727.20
National Insurance£290.88
Take Home (Monthly)£1,265.66
£21,206
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,727.20
National Insurance£690.88
Take Home (Monthly)£1,565.66
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £16,206 vs £21,206
£16,206
- Gross Pay£16,206.00
- Take Home (Year)£15,187.92
- Take Home (Month)£1,265.66
- Effective Tax Rate6.3%
£21,206
- Gross Pay£21,206.00
- Take Home (Year)£18,787.92
- Take Home (Month)£1,565.66
- Effective Tax Rate11.4%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.