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Updated for 2025/26

£16,426 vs £26,085 Salary Comparison

Compare a £16,426 salary against £26,085. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£9,659
per year
Take Home Extra
+£579.54
per month
You Keep
72%
of the raise
5-Year Gain
+£34,772
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£16,426£26,085Difference
Gross Salary£16,426£26,085£9,659
Income Tax£771£2,703£1,932
National Insurance£308£1,081£773
Pension£0£0£0
Take-Home Pay (Yearly)
£15,346
£22,301
£6,954
Take-Home (Monthly)£1,279£1,858£580
Effective Tax Rate6.6%14.5%7.9%

£16,426

Gross£16,426
Take-Home£15,346
You Keep93.4%

£26,085

Gross£26,085
Take-Home£22,301
You Keep85.5%

Tax Band Analysis

Understanding where your money goes

£16,426

Tax BandBasic Rate
Marginal Rate20%
Income Tax£771.20
National Insurance£308.48
Take Home (Monthly)£1,278.86

£26,085

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,703.00
National Insurance£1,081.20
Take Home (Monthly)£1,858.40

What £579.54 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,954.48/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £16,426 vs £26,085

£16,426

  • Gross Pay£16,426.00
  • Take Home (Year)£15,346.32
  • Take Home (Month)£1,278.86
  • Effective Tax Rate6.6%

£26,085

  • Gross Pay£26,085.00
  • Take Home (Year)£22,300.80
  • Take Home (Month)£1,858.40
  • Effective Tax Rate14.5%

The difference in take-home pay is £6,954 per year, which works out to £579.54 per month.