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Updated for 2025/26

£16,426 vs £26,248 Salary Comparison

Compare a £16,426 salary against £26,248. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£9,822
per year
Take Home Extra
+£589.32
per month
You Keep
72%
of the raise
5-Year Gain
+£35,359
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£16,426£26,248Difference
Gross Salary£16,426£26,248£9,822
Income Tax£771£2,736£1,964
National Insurance£308£1,094£786
Pension£0£0£0
Take-Home Pay (Yearly)
£15,346
£22,418
£7,072
Take-Home (Monthly)£1,279£1,868£589
Effective Tax Rate6.6%14.6%8.0%

£16,426

Gross£16,426
Take-Home£15,346
You Keep93.4%

£26,248

Gross£26,248
Take-Home£22,418
You Keep85.4%

Tax Band Analysis

Understanding where your money goes

£16,426

Tax BandBasic Rate
Marginal Rate20%
Income Tax£771.20
National Insurance£308.48
Take Home (Monthly)£1,278.86

£26,248

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,735.60
National Insurance£1,094.24
Take Home (Monthly)£1,868.18

What £589.32 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,071.84/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £16,426 vs £26,248

£16,426

  • Gross Pay£16,426.00
  • Take Home (Year)£15,346.32
  • Take Home (Month)£1,278.86
  • Effective Tax Rate6.6%

£26,248

  • Gross Pay£26,248.00
  • Take Home (Year)£22,418.16
  • Take Home (Month)£1,868.18
  • Effective Tax Rate14.6%

The difference in take-home pay is £7,072 per year, which works out to £589.32 per month.