Updated for 2025/26
£16,875 vs £21,375 Salary Comparison
Compare a £16,875 salary against £21,375. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,500
per year
Take Home Extra
+£270.00
per month
You Keep
72%
of the raise
5-Year Gain
+£16,200
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £16,875 | £21,375 | Difference |
|---|---|---|---|
| Gross Salary | £16,875 | £21,375 | £4,500 |
| Income Tax | £861 | £1,761 | £900 |
| National Insurance | £344 | £704 | £360 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,670 | £18,910 | £3,240 |
| Take-Home (Monthly) | £1,306 | £1,576 | £270 |
| Effective Tax Rate | 7.1% | 11.5% | 4.4% |
£16,875
Gross£16,875
Take-Home£15,670
You Keep92.9%
£21,375
Gross£21,375
Take-Home£18,910
You Keep88.5%
Tax Band Analysis
Understanding where your money goes
£16,875
Tax BandBasic Rate
Marginal Rate20%
Income Tax£861.00
National Insurance£344.40
Take Home (Monthly)£1,305.80
£21,375
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,761.00
National Insurance£704.40
Take Home (Monthly)£1,575.80
What £270.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £16,875 vs £21,375
£16,875
- Gross Pay£16,875.00
- Take Home (Year)£15,669.60
- Take Home (Month)£1,305.80
- Effective Tax Rate7.1%
£21,375
- Gross Pay£21,375.00
- Take Home (Year)£18,909.60
- Take Home (Month)£1,575.80
- Effective Tax Rate11.5%
The difference in take-home pay is £3,240 per year, which works out to £270.00 per month.