Updated for 2025/26
£16,994 vs £21,044 Salary Comparison
Compare a £16,994 salary against £21,044. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,050
per year
Take Home Extra
+£243.00
per month
You Keep
72%
of the raise
5-Year Gain
+£14,580
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £16,994 | £21,044 | Difference |
|---|---|---|---|
| Gross Salary | £16,994 | £21,044 | £4,050 |
| Income Tax | £885 | £1,695 | £810 |
| National Insurance | £354 | £678 | £324 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,755 | £18,671 | £2,916 |
| Take-Home (Monthly) | £1,313 | £1,556 | £243 |
| Effective Tax Rate | 7.3% | 11.3% | 4.0% |
£16,994
Gross£16,994
Take-Home£15,755
You Keep92.7%
£21,044
Gross£21,044
Take-Home£18,671
You Keep88.7%
Tax Band Analysis
Understanding where your money goes
£16,994
Tax BandBasic Rate
Marginal Rate20%
Income Tax£884.80
National Insurance£353.92
Take Home (Monthly)£1,312.94
£21,044
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,694.80
National Insurance£677.92
Take Home (Monthly)£1,555.94
What £243.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £16,994 vs £21,044
£16,994
- Gross Pay£16,994.00
- Take Home (Year)£15,755.28
- Take Home (Month)£1,312.94
- Effective Tax Rate7.3%
£21,044
- Gross Pay£21,044.00
- Take Home (Year)£18,671.28
- Take Home (Month)£1,555.94
- Effective Tax Rate11.3%
The difference in take-home pay is £2,916 per year, which works out to £243.00 per month.