Updated for 2025/26
£18,007 vs £21,652 Salary Comparison
Compare a £18,007 salary against £21,652. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£3,645
per year
Take Home Extra
+£218.70
per month
You Keep
72%
of the raise
5-Year Gain
+£13,122
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £18,007 | £21,652 | Difference |
|---|---|---|---|
| Gross Salary | £18,007 | £21,652 | £3,645 |
| Income Tax | £1,087 | £1,816 | £729 |
| National Insurance | £435 | £727 | £292 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £16,485 | £19,109 | £2,624 |
| Take-Home (Monthly) | £1,374 | £1,592 | £219 |
| Effective Tax Rate | 8.5% | 11.7% | 3.3% |
£18,007
Gross£18,007
Take-Home£16,485
You Keep91.5%
£21,652
Gross£21,652
Take-Home£19,109
You Keep88.3%
Tax Band Analysis
Understanding where your money goes
£18,007
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,087.40
National Insurance£434.96
Take Home (Monthly)£1,373.72
£21,652
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,816.40
National Insurance£726.56
Take Home (Monthly)£1,592.42
What £218.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £18,007 vs £21,652
£18,007
- Gross Pay£18,007.00
- Take Home (Year)£16,484.64
- Take Home (Month)£1,373.72
- Effective Tax Rate8.5%
£21,652
- Gross Pay£21,652.00
- Take Home (Year)£19,109.04
- Take Home (Month)£1,592.42
- Effective Tax Rate11.7%
The difference in take-home pay is £2,624 per year, which works out to £218.70 per month.