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Updated for 2025/26

£18,079 vs £25,774 Salary Comparison

Compare a £18,079 salary against £25,774. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£7,695
per year
Take Home Extra
+£461.70
per month
You Keep
72%
of the raise
5-Year Gain
+£27,702
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£18,079£25,774Difference
Gross Salary£18,079£25,774£7,695
Income Tax£1,102£2,641£1,539
National Insurance£441£1,056£616
Pension£0£0£0
Take-Home Pay (Yearly)
£16,536
£22,077
£5,540
Take-Home (Monthly)£1,378£1,840£462
Effective Tax Rate8.5%14.3%5.8%

£18,079

Gross£18,079
Take-Home£16,536
You Keep91.5%

£25,774

Gross£25,774
Take-Home£22,077
You Keep85.7%

Tax Band Analysis

Understanding where your money goes

£18,079

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,101.80
National Insurance£440.72
Take Home (Monthly)£1,378.04

£25,774

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,640.80
National Insurance£1,056.32
Take Home (Monthly)£1,839.74

What £461.70 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,540.40/year extra into savings or investments

Full Comparison: £18,079 vs £25,774

£18,079

  • Gross Pay£18,079.00
  • Take Home (Year)£16,536.48
  • Take Home (Month)£1,378.04
  • Effective Tax Rate8.5%

£25,774

  • Gross Pay£25,774.00
  • Take Home (Year)£22,076.88
  • Take Home (Month)£1,839.74
  • Effective Tax Rate14.3%

The difference in take-home pay is £5,540 per year, which works out to £461.70 per month.