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Updated for 2025/26

£18,079 vs £26,724 Salary Comparison

Compare a £18,079 salary against £26,724. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£8,645
per year
Take Home Extra
+£518.70
per month
You Keep
72%
of the raise
5-Year Gain
+£31,122
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£18,079£26,724Difference
Gross Salary£18,079£26,724£8,645
Income Tax£1,102£2,831£1,729
National Insurance£441£1,132£692
Pension£0£0£0
Take-Home Pay (Yearly)
£16,536
£22,761
£6,224
Take-Home (Monthly)£1,378£1,897£519
Effective Tax Rate8.5%14.8%6.3%

£18,079

Gross£18,079
Take-Home£16,536
You Keep91.5%

£26,724

Gross£26,724
Take-Home£22,761
You Keep85.2%

Tax Band Analysis

Understanding where your money goes

£18,079

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,101.80
National Insurance£440.72
Take Home (Monthly)£1,378.04

£26,724

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,830.80
National Insurance£1,132.32
Take Home (Monthly)£1,896.74

What £518.70 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,224.40/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £18,079 vs £26,724

£18,079

  • Gross Pay£18,079.00
  • Take Home (Year)£16,536.48
  • Take Home (Month)£1,378.04
  • Effective Tax Rate8.5%

£26,724

  • Gross Pay£26,724.00
  • Take Home (Year)£22,760.88
  • Take Home (Month)£1,896.74
  • Effective Tax Rate14.8%

The difference in take-home pay is £6,224 per year, which works out to £518.70 per month.