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Updated for 2025/26

£18,093 vs £21,373 Salary Comparison

Compare a £18,093 salary against £21,373. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£3,280
per year
Take Home Extra
+£196.80
per month
You Keep
72%
of the raise
5-Year Gain
+£11,808
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£18,093£21,373Difference
Gross Salary£18,093£21,373£3,280
Income Tax£1,105£1,761£656
National Insurance£442£704£262
Pension£0£0£0
Take-Home Pay (Yearly)
£16,547
£18,908
£2,362
Take-Home (Monthly)£1,379£1,576£197
Effective Tax Rate8.5%11.5%3.0%

£18,093

Gross£18,093
Take-Home£16,547
You Keep91.5%

£21,373

Gross£21,373
Take-Home£18,908
You Keep88.5%

Tax Band Analysis

Understanding where your money goes

£18,093

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,104.60
National Insurance£441.84
Take Home (Monthly)£1,378.88

£21,373

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,760.60
National Insurance£704.24
Take Home (Monthly)£1,575.68

What £196.80 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo

Full Comparison: £18,093 vs £21,373

£18,093

  • Gross Pay£18,093.00
  • Take Home (Year)£16,546.56
  • Take Home (Month)£1,378.88
  • Effective Tax Rate8.5%

£21,373

  • Gross Pay£21,373.00
  • Take Home (Year)£18,908.16
  • Take Home (Month)£1,575.68
  • Effective Tax Rate11.5%

The difference in take-home pay is £2,362 per year, which works out to £196.80 per month.