Updated for 2025/26
£18,101 vs £26,246 Salary Comparison
Compare a £18,101 salary against £26,246. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£8,145
per year
Take Home Extra
+£488.70
per month
You Keep
72%
of the raise
5-Year Gain
+£29,322
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £18,101 | £26,246 | Difference |
|---|---|---|---|
| Gross Salary | £18,101 | £26,246 | £8,145 |
| Income Tax | £1,106 | £2,735 | £1,629 |
| National Insurance | £442 | £1,094 | £652 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £16,552 | £22,417 | £5,864 |
| Take-Home (Monthly) | £1,379 | £1,868 | £489 |
| Effective Tax Rate | 8.6% | 14.6% | 6.0% |
£18,101
Gross£18,101
Take-Home£16,552
You Keep91.4%
£26,246
Gross£26,246
Take-Home£22,417
You Keep85.4%
Tax Band Analysis
Understanding where your money goes
£18,101
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,106.20
National Insurance£442.48
Take Home (Monthly)£1,379.36
£26,246
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,735.20
National Insurance£1,094.08
Take Home (Monthly)£1,868.06
What £488.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,864.40/year extra into savings or investments
Full Comparison: £18,101 vs £26,246
£18,101
- Gross Pay£18,101.00
- Take Home (Year)£16,552.32
- Take Home (Month)£1,379.36
- Effective Tax Rate8.6%
£26,246
- Gross Pay£26,246.00
- Take Home (Year)£22,416.72
- Take Home (Month)£1,868.06
- Effective Tax Rate14.6%
The difference in take-home pay is £5,864 per year, which works out to £488.70 per month.