Updated for 2025/26
£18,357 vs £31,002 Salary Comparison
Compare a £18,357 salary against £31,002. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£12,645
per year
Take Home Extra
+£758.70
per month
You Keep
72%
of the raise
5-Year Gain
+£45,522
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £18,357 | £31,002 | Difference |
|---|---|---|---|
| Gross Salary | £18,357 | £31,002 | £12,645 |
| Income Tax | £1,157 | £3,686 | £2,529 |
| National Insurance | £463 | £1,475 | £1,012 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £16,737 | £25,841 | £9,104 |
| Take-Home (Monthly) | £1,395 | £2,153 | £759 |
| Effective Tax Rate | 8.8% | 16.6% | 7.8% |
£18,357
Gross£18,357
Take-Home£16,737
You Keep91.2%
£31,002
Gross£31,002
Take-Home£25,841
You Keep83.4%
Tax Band Analysis
Understanding where your money goes
£18,357
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,157.40
National Insurance£462.96
Take Home (Monthly)£1,394.72
£31,002
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,686.40
National Insurance£1,474.56
Take Home (Monthly)£2,153.42
What £758.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,104.40/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £18,357 vs £31,002
£18,357
- Gross Pay£18,357.00
- Take Home (Year)£16,736.64
- Take Home (Month)£1,394.72
- Effective Tax Rate8.8%
£31,002
- Gross Pay£31,002.00
- Take Home (Year)£25,841.04
- Take Home (Month)£2,153.42
- Effective Tax Rate16.6%
The difference in take-home pay is £9,104 per year, which works out to £758.70 per month.