Updated for 2025/26
£18,360 vs £26,505 Salary Comparison
Compare a £18,360 salary against £26,505. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£8,145
per year
Take Home Extra
+£488.70
per month
You Keep
72%
of the raise
5-Year Gain
+£29,322
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £18,360 | £26,505 | Difference |
|---|---|---|---|
| Gross Salary | £18,360 | £26,505 | £8,145 |
| Income Tax | £1,158 | £2,787 | £1,629 |
| National Insurance | £463 | £1,115 | £652 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £16,739 | £22,603 | £5,864 |
| Take-Home (Monthly) | £1,395 | £1,884 | £489 |
| Effective Tax Rate | 8.8% | 14.7% | 5.9% |
£18,360
Gross£18,360
Take-Home£16,739
You Keep91.2%
£26,505
Gross£26,505
Take-Home£22,603
You Keep85.3%
Tax Band Analysis
Understanding where your money goes
£18,360
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,158.00
National Insurance£463.20
Take Home (Monthly)£1,394.90
£26,505
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,787.00
National Insurance£1,114.80
Take Home (Monthly)£1,883.60
What £488.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,864.40/year extra into savings or investments
Full Comparison: £18,360 vs £26,505
£18,360
- Gross Pay£18,360.00
- Take Home (Year)£16,738.80
- Take Home (Month)£1,394.90
- Effective Tax Rate8.8%
£26,505
- Gross Pay£26,505.00
- Take Home (Year)£22,603.20
- Take Home (Month)£1,883.60
- Effective Tax Rate14.7%
The difference in take-home pay is £5,864 per year, which works out to £488.70 per month.