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Updated for 2025/26

£18,371 vs £26,921 Salary Comparison

Compare a £18,371 salary against £26,921. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£8,550
per year
Take Home Extra
+£513.00
per month
You Keep
72%
of the raise
5-Year Gain
+£30,780
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£18,371£26,921Difference
Gross Salary£18,371£26,921£8,550
Income Tax£1,160£2,870£1,710
National Insurance£464£1,148£684
Pension£0£0£0
Take-Home Pay (Yearly)
£16,747
£22,903
£6,156
Take-Home (Monthly)£1,396£1,909£513
Effective Tax Rate8.8%14.9%6.1%

£18,371

Gross£18,371
Take-Home£16,747
You Keep91.2%

£26,921

Gross£26,921
Take-Home£22,903
You Keep85.1%

Tax Band Analysis

Understanding where your money goes

£18,371

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,160.20
National Insurance£464.08
Take Home (Monthly)£1,395.56

£26,921

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,870.20
National Insurance£1,148.08
Take Home (Monthly)£1,908.56

What £513.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,156.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £18,371 vs £26,921

£18,371

  • Gross Pay£18,371.00
  • Take Home (Year)£16,746.72
  • Take Home (Month)£1,395.56
  • Effective Tax Rate8.8%

£26,921

  • Gross Pay£26,921.00
  • Take Home (Year)£22,902.72
  • Take Home (Month)£1,908.56
  • Effective Tax Rate14.9%

The difference in take-home pay is £6,156 per year, which works out to £513.00 per month.