Updated for 2025/26
£19,931 vs £24,931 Salary Comparison
Compare a £19,931 salary against £24,931. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £19,931 | £24,931 | Difference |
|---|---|---|---|
| Gross Salary | £19,931 | £24,931 | £5,000 |
| Income Tax | £1,472 | £2,472 | £1,000 |
| National Insurance | £589 | £989 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £17,870 | £21,470 | £3,600 |
| Take-Home (Monthly) | £1,489 | £1,789 | £300 |
| Effective Tax Rate | 10.3% | 13.9% | 3.5% |
£19,931
Gross£19,931
Take-Home£17,870
You Keep89.7%
£24,931
Gross£24,931
Take-Home£21,470
You Keep86.1%
Tax Band Analysis
Understanding where your money goes
£19,931
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,472.20
National Insurance£588.88
Take Home (Monthly)£1,489.16
£24,931
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,472.20
National Insurance£988.88
Take Home (Monthly)£1,789.16
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £19,931 vs £24,931
£19,931
- Gross Pay£19,931.00
- Take Home (Year)£17,869.92
- Take Home (Month)£1,489.16
- Effective Tax Rate10.3%
£24,931
- Gross Pay£24,931.00
- Take Home (Year)£21,469.92
- Take Home (Month)£1,789.16
- Effective Tax Rate13.9%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.