Updated for 2025/26
£21,021 vs £27,254 Salary Comparison
Compare a £21,021 salary against £27,254. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,233
per year
Take Home Extra
+£373.98
per month
You Keep
72%
of the raise
5-Year Gain
+£22,439
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £21,021 | £27,254 | Difference |
|---|---|---|---|
| Gross Salary | £21,021 | £27,254 | £6,233 |
| Income Tax | £1,690 | £2,937 | £1,247 |
| National Insurance | £676 | £1,175 | £499 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £18,655 | £23,142 | £4,488 |
| Take-Home (Monthly) | £1,555 | £1,929 | £374 |
| Effective Tax Rate | 11.3% | 15.1% | 3.8% |
£21,021
Gross£21,021
Take-Home£18,655
You Keep88.7%
£27,254
Gross£27,254
Take-Home£23,142
You Keep84.9%
Tax Band Analysis
Understanding where your money goes
£21,021
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,690.20
National Insurance£676.08
Take Home (Monthly)£1,554.56
£27,254
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,936.80
National Insurance£1,174.72
Take Home (Monthly)£1,928.54
What £373.98 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £21,021 vs £27,254
£21,021
- Gross Pay£21,021.00
- Take Home (Year)£18,654.72
- Take Home (Month)£1,554.56
- Effective Tax Rate11.3%
£27,254
- Gross Pay£27,254.00
- Take Home (Year)£23,142.48
- Take Home (Month)£1,928.54
- Effective Tax Rate15.1%
The difference in take-home pay is £4,488 per year, which works out to £373.98 per month.