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Updated for 2025/26

£21,291 vs £26,291 Salary Comparison

Compare a £21,291 salary against £26,291. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£21,291£26,291Difference
Gross Salary£21,291£26,291£5,000
Income Tax£1,744£2,744£1,000
National Insurance£698£1,098£400
Pension£0£0£0
Take-Home Pay (Yearly)
£18,849
£22,449
£3,600
Take-Home (Monthly)£1,571£1,871£300
Effective Tax Rate11.5%14.6%3.1%

£21,291

Gross£21,291
Take-Home£18,849
You Keep88.5%

£26,291

Gross£26,291
Take-Home£22,449
You Keep85.4%

Tax Band Analysis

Understanding where your money goes

£21,291

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,744.20
National Insurance£697.68
Take Home (Monthly)£1,570.76

£26,291

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,744.20
National Insurance£1,097.68
Take Home (Monthly)£1,870.76

What £300.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £21,291 vs £26,291

£21,291

  • Gross Pay£21,291.00
  • Take Home (Year)£18,849.12
  • Take Home (Month)£1,570.76
  • Effective Tax Rate11.5%

£26,291

  • Gross Pay£26,291.00
  • Take Home (Year)£22,449.12
  • Take Home (Month)£1,870.76
  • Effective Tax Rate14.6%

The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.