Updated for 2025/26
£26,003 vs £31,003 Salary Comparison
Compare a £26,003 salary against £31,003. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £26,003 | £31,003 | Difference |
|---|---|---|---|
| Gross Salary | £26,003 | £31,003 | £5,000 |
| Income Tax | £2,687 | £3,687 | £1,000 |
| National Insurance | £1,075 | £1,475 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £22,242 | £25,842 | £3,600 |
| Take-Home (Monthly) | £1,853 | £2,153 | £300 |
| Effective Tax Rate | 14.5% | 16.6% | 2.2% |
£26,003
Gross£26,003
Take-Home£22,242
You Keep85.5%
£31,003
Gross£31,003
Take-Home£25,842
You Keep83.4%
Tax Band Analysis
Understanding where your money goes
£26,003
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,686.60
National Insurance£1,074.64
Take Home (Monthly)£1,853.48
£31,003
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,686.60
National Insurance£1,474.64
Take Home (Monthly)£2,153.48
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £26,003 vs £31,003
£26,003
- Gross Pay£26,003.00
- Take Home (Year)£22,241.76
- Take Home (Month)£1,853.48
- Effective Tax Rate14.5%
£31,003
- Gross Pay£31,003.00
- Take Home (Year)£25,841.76
- Take Home (Month)£2,153.48
- Effective Tax Rate16.6%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.