Skip to main content

Search Calculators

Search for a calculator to use

Updated for 2025/26

£26,136 vs £31,136 Salary Comparison

Compare a £26,136 salary against £31,136. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£26,136£31,136Difference
Gross Salary£26,136£31,136£5,000
Income Tax£2,713£3,713£1,000
National Insurance£1,085£1,485£400
Pension£0£0£0
Take-Home Pay (Yearly)
£22,338
£25,938
£3,600
Take-Home (Monthly)£1,861£2,161£300
Effective Tax Rate14.5%16.7%2.2%

£26,136

Gross£26,136
Take-Home£22,338
You Keep85.5%

£31,136

Gross£31,136
Take-Home£25,938
You Keep83.3%

Tax Band Analysis

Understanding where your money goes

£26,136

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,713.20
National Insurance£1,085.28
Take Home (Monthly)£1,861.46

£31,136

Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,713.20
National Insurance£1,485.28
Take Home (Monthly)£2,161.46

What £300.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £26,136 vs £31,136

£26,136

  • Gross Pay£26,136.00
  • Take Home (Year)£22,337.52
  • Take Home (Month)£1,861.46
  • Effective Tax Rate14.5%

£31,136

  • Gross Pay£31,136.00
  • Take Home (Year)£25,937.52
  • Take Home (Month)£2,161.46
  • Effective Tax Rate16.7%

The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.