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Updated for 2025/26

£26,733 vs £31,276 Salary Comparison

Compare a £26,733 salary against £31,276. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,543
per year
Take Home Extra
+£272.58
per month
You Keep
72%
of the raise
5-Year Gain
+£16,355
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£26,733£31,276Difference
Gross Salary£26,733£31,276£4,543
Income Tax£2,833£3,741£909
National Insurance£1,133£1,496£363
Pension£0£0£0
Take-Home Pay (Yearly)
£22,767
£26,038
£3,271
Take-Home (Monthly)£1,897£2,170£273
Effective Tax Rate14.8%16.7%1.9%

£26,733

Gross£26,733
Take-Home£22,767
You Keep85.2%

£31,276

Gross£31,276
Take-Home£26,038
You Keep83.3%

Tax Band Analysis

Understanding where your money goes

£26,733

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,832.60
National Insurance£1,133.04
Take Home (Monthly)£1,897.28

£31,276

Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,741.20
National Insurance£1,496.48
Take Home (Monthly)£2,169.86

What £272.58 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £26,733 vs £31,276

£26,733

  • Gross Pay£26,733.00
  • Take Home (Year)£22,767.36
  • Take Home (Month)£1,897.28
  • Effective Tax Rate14.8%

£31,276

  • Gross Pay£31,276.00
  • Take Home (Year)£26,038.32
  • Take Home (Month)£2,169.86
  • Effective Tax Rate16.7%

The difference in take-home pay is £3,271 per year, which works out to £272.58 per month.