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Updated for 2025/26

£30,352 vs £48,002 Salary Comparison

Compare a £30,352 salary against £48,002. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£17,650
per year
Take Home Extra
+£1,059.00
per month
You Keep
72%
of the raise
5-Year Gain
+£63,540
cumulative

Mid-Career Sweet Spot

This salary range often represents strong mid-career positions. You're still entirely in the basic rate tax band (20%), making raises very tax-efficient.

  • Salary sacrifice for pension can be very efficient at this level
  • Consider hybrid or remote roles - commuting costs can eat into raises
  • This is often the best time to change industries for a salary bump
  • Skills training and certifications can lead to significant jumps

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£30,352£48,002Difference
Gross Salary£30,352£48,002£17,650
Income Tax£3,556£7,086£3,530
National Insurance£1,423£2,835£1,412
Pension£0£0£0
Take-Home Pay (Yearly)
£25,373
£38,081
£12,708
Take-Home (Monthly)£2,114£3,173£1,059
Effective Tax Rate16.4%20.7%4.3%

£30,352

Gross£30,352
Take-Home£25,373
You Keep83.6%

£48,002

Gross£48,002
Take-Home£38,081
You Keep79.3%

Tax Band Analysis

Understanding where your money goes

£30,352

Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,556.40
National Insurance£1,422.56
Take Home (Monthly)£2,114.42

£48,002

Tax BandBasic Rate
Marginal Rate20%
Income Tax£7,086.40
National Insurance£2,834.56
Take Home (Monthly)£3,173.42

What £1,059.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£12,708.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £30,352 vs £48,002

£30,352

  • Gross Pay£30,352.00
  • Take Home (Year)£25,373.04
  • Take Home (Month)£2,114.42
  • Effective Tax Rate16.4%

£48,002

  • Gross Pay£48,002.00
  • Take Home (Year)£38,081.04
  • Take Home (Month)£3,173.42
  • Effective Tax Rate20.7%

The difference in take-home pay is £12,708 per year, which works out to £1,059.00 per month.