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Updated for 2025/26

£43,002 vs £52,002 Salary Comparison

Compare a £43,002 salary against £52,002. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£9,000
per year
Take Home Extra
+£519.79
per month
You Keep
69%
of the raise
5-Year Gain
+£31,188
cumulative

Mid-Career Sweet Spot

This salary range often represents strong mid-career positions. You're still entirely in the basic rate tax band (20%), making raises very tax-efficient.

  • Salary sacrifice for pension can be very efficient at this level
  • Consider hybrid or remote roles - commuting costs can eat into raises
  • This is often the best time to change industries for a salary bump
  • Skills training and certifications can lead to significant jumps

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£43,002£52,002Difference
Gross Salary£43,002£52,002£9,000
Income Tax£6,086£8,233£2,146
National Insurance£2,435£3,051£616
Pension£0£0£0
Take-Home Pay (Yearly)
£34,481
£40,719
£6,238
Take-Home (Monthly)£2,873£3,393£520
Effective Tax Rate19.8%21.7%1.9%

£43,002

Gross£43,002
Take-Home£34,481
You Keep80.2%

£52,002

Gross£52,002
Take-Home£40,719
You Keep78.3%

Tax Band Analysis

Understanding where your money goes

£43,002

Tax BandBasic Rate
Marginal Rate20%
Income Tax£6,086.40
National Insurance£2,434.56
Take Home (Monthly)£2,873.42

£52,002

Tax BandHigher Rate
Marginal Rate40%
Income Tax£8,232.80
National Insurance£3,050.64
Take Home (Monthly)£3,393.21

Tax Band Change: This salary increase crosses from the Basic Rate (20%) into the Higher Rate (40%). The portion above £50,270.00 will be taxed at the higher rate.

What £519.79 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,237.52/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £43,002 vs £52,002

£43,002

  • Gross Pay£43,002.00
  • Take Home (Year)£34,481.04
  • Take Home (Month)£2,873.42
  • Effective Tax Rate19.8%

£52,002

  • Gross Pay£52,002.00
  • Take Home (Year)£40,718.56
  • Take Home (Month)£3,393.21
  • Effective Tax Rate21.7%

The difference in take-home pay is £6,238 per year, which works out to £519.79 per month.