Updated for 2025/26
£43,484 vs £48,484 Salary Comparison
Compare a £43,484 salary against £48,484. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Mid-Career Sweet Spot
This salary range often represents strong mid-career positions. You're still entirely in the basic rate tax band (20%), making raises very tax-efficient.
- Salary sacrifice for pension can be very efficient at this level
- Consider hybrid or remote roles - commuting costs can eat into raises
- This is often the best time to change industries for a salary bump
- Skills training and certifications can lead to significant jumps
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £43,484 | £48,484 | Difference |
|---|---|---|---|
| Gross Salary | £43,484 | £48,484 | £5,000 |
| Income Tax | £6,183 | £7,183 | £1,000 |
| National Insurance | £2,473 | £2,873 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £34,828 | £38,428 | £3,600 |
| Take-Home (Monthly) | £2,902 | £3,202 | £300 |
| Effective Tax Rate | 19.9% | 20.7% | 0.8% |
£43,484
Gross£43,484
Take-Home£34,828
You Keep80.1%
£48,484
Gross£48,484
Take-Home£38,428
You Keep79.3%
Tax Band Analysis
Understanding where your money goes
£43,484
Tax BandBasic Rate
Marginal Rate20%
Income Tax£6,182.80
National Insurance£2,473.12
Take Home (Monthly)£2,902.34
£48,484
Tax BandBasic Rate
Marginal Rate20%
Income Tax£7,182.80
National Insurance£2,873.12
Take Home (Monthly)£3,202.34
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £43,484 vs £48,484
£43,484
- Gross Pay£43,484.00
- Take Home (Year)£34,828.08
- Take Home (Month)£2,902.34
- Effective Tax Rate19.9%
£48,484
- Gross Pay£48,484.00
- Take Home (Year)£38,428.08
- Take Home (Month)£3,202.34
- Effective Tax Rate20.7%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.