£45 Per Hour - UK Salary After Tax
If you earn £45 per hour working 37.5 hours per week, your annual salary is £87,750. After tax, you'll take home £5,121.03 per month.
Senior Professional Rate
£45.00/hour represents senior professional or specialist contractor rates. Tax efficiency planning becomes increasingly important.
- Consider speaking to a tax advisor or accountant
- Pension contributions can reduce effective rate significantly
- Charitable giving via Gift Aid or payroll giving
- Review IR35 implications if contracting
How £45/Hour Compares
UK wage benchmarks for 2025/26
Customise Your Hours
Enter Your Hourly Rate
Calculate your annual salary for 2025/26
Use 52 for full year including paid holiday
Your Take-Home Pay
£45 × 37.5hrs × 52 weeks
What £5,121.03/Month Affords
Affordability based on your take-home pay
Jobs Around £45/Hour
Typical roles at this pay level
£45/Hour Salary Breakdown
| Description | Yearly | Monthly |
|---|---|---|
| Gross Salary | £87,750 | £7,312.50 |
| Personal Allowance | £12,570 | £1,047.50 |
| Income Tax | -£22,532 | -£1,877.67 |
| National Insurance | -£3,766 | -£313.80 |
| Take Home Pay | £61,452 | £5,121.03 |
* Based on 37.5 hours per week, 52 weeks per year. Tax rates for 2025/26.
£45/Hour at Different Hours Per Week
See how your take-home pay changes based on hours worked
| Hours/Week | Annual Salary | Monthly Net |
|---|---|---|
| 20 hours | £46,800 | £3,101.30 |
| 30 hours | £70,200 | £4,272.78 |
| 35 hours | £81,900 | £4,838.28 |
| 37.5 hours (standard) | £87,750 | £5,121.03 |
| 40 hours | £93,600 | £5,403.78 |
Compare Similar Hourly Rates
Understanding £45 Per Hour Salary
Earning £45 per hour in the UK translates to an annual salary of £87,750 when working full-time (37.5 hours per week, 52 weeks per year). After Income Tax and National Insurance deductions for the 2025/26 tax year, your take-home pay is £61,452 per year or £5,121.03 per month.
This hourly rate is above the UK median hourly wage of approximately £15/hour and above the National Minimum Wage of £11.44/hour for workers aged 21 and over. Your effective tax rate at this income level is 30.0%.
If you work part-time or different hours, use the calculator above to see your personalized take-home pay. You can also explore our salary calculator for more detailed breakdowns including pension contributions and student loan repayments.