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2025/26 Tax Year

£33,000 Salary - UK Take Home Pay

If you earn £33,000 per year in the UK, you will take home £27,280 after tax and National Insurance. That's £2,273.30 per month.

Gross Salary
£33,000
per year
Take Home
£27,280
per year
Monthly Net
£2,273.30
per month
Effective Tax
17.3%
tax rate

Below UK Median Salary

£33,000 is below the UK median salary of approximately £35,000. This is a common salary range for entry-level roles and some regions.

  • You're entirely in the basic rate (20%) tax band
  • Pension contributions get 20% tax relief - employer matches are free money
  • Consider salary sacrifice schemes to reduce taxable income
  • Help to Buy ISA or LISA can help save for a home

How £33,000 Compares

UK salary benchmarks for 2025/26

vs UK Median
-6%
£35,000 median
vs UK Mean
-21%
£42,000 mean
Tax Band
20%
Basic rate
Hourly Rate
£16.92
at 37.5 hrs/week

Customise Your Calculation

Your Income

Enter your salary details for 2025/26

£
£
£
0%

Salary sacrifice reduces taxable income

Take Home Pay

£27,279.60/year

82.7% of gross income

  • Gross Income£33,000.00
  • Taxable Income£20,430.00
  • Income Tax-£4,086.00
  • National Insurance-£1,634.40
  • Total Deductions-£5,720.40

17.3%

Effective Rate

20%

Marginal Rate

What £33,000 Affords

Based on £2,273.30/month take-home

Average UK rent (1-bed)
~£900-1,200/month outside London
Affordable
London rent (1-bed zone 2-3)
~£1,600-2,000/month
Affordable
Max mortgage (4.5x)
~£148,500 borrowing capacity
Affordable
Running a car
~£300-500/month total cost
Affordable
Saving 20% of income
£454.66/month
Affordable
Family with 2 children
Childcare adds £1,000-2,000/month
Challenging

Jobs Around £33,000

Typical roles at this salary level

Teacher (early career)
Marketing coordinator
Junior developer
Nurse (Band 5)

£33,000 Salary Breakdown

DescriptionYearlyMonthly
Gross Salary£33,000.00£2,750.00
Personal Allowance£12,570.00£1,047.50
Taxable Income£20,430.00£1,702.50
Income Tax-£4,086.00-£340.50
National Insurance-£1,634.40-£136.20
Total Deductions-£5,720.40-£476.70
Take Home Pay£27,279.60£2,273.30

How is £33,000 Taxed?

On a £33,000 salary, here's how your income is distributed across tax bands:

Personal Allowance
Tax-free income
£12,570
0%
Basic Rate
Taxed at basic rate
£20,430
20%

Understanding Your £33,000 Salary

A £33,000 salary in the UK for the 2025/26 tax year will result in a take-home pay of £27,279.60 per year, or £2,273.30 per month. This salary is below the UK median of £35,000.

Your effective tax rate is 17.3%, meaning for every £1 you earn, you keep approximately £0.83. Your marginal tax rate (the rate on your next £1 earned) is 20%.

This calculation assumes you have a standard Personal Allowance of £12,570, no student loan repayments, and no pension contributions. You can adjust these factors using the calculator above.