£43,000 Salary - UK Take Home Pay
If you earn £43,000 per year in the UK, you will take home £34,480 after tax and National Insurance. That's £2,873.30 per month.
Around UK Average
£43,000 is around the UK average salary. You're still in the basic rate tax band, meaning you keep 68p of every extra £1 earned (after tax and NI).
- You keep most of your earnings - basic rate is 20%
- Maximize workplace pension contributions
- Consider ISA investments (£20k annual allowance)
- Building towards the higher rate threshold
How £43,000 Compares
UK salary benchmarks for 2025/26
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Your Income
Enter your salary details for 2025/26
Salary sacrifice reduces taxable income
Take Home Pay
£34,479.60/year
80.2% of gross income
- Gross Income£43,000.00
- Taxable Income£30,430.00
- Income Tax-£6,086.00
- National Insurance-£2,434.40
- Total Deductions-£8,520.40
19.8%
Effective Rate
20%
Marginal Rate
What £43,000 Affords
Based on £2,873.30/month take-home
Jobs Around £43,000
Typical roles at this salary level
£43,000 Salary Breakdown
| Description | Yearly | Monthly |
|---|---|---|
| Gross Salary | £43,000.00 | £3,583.33 |
| Personal Allowance | £12,570.00 | £1,047.50 |
| Taxable Income | £30,430.00 | £2,535.83 |
| Income Tax | -£6,086.00 | -£507.17 |
| National Insurance | -£2,434.40 | -£202.87 |
| Total Deductions | -£8,520.40 | -£710.03 |
| Take Home Pay | £34,479.60 | £2,873.30 |
How is £43,000 Taxed?
On a £43,000 salary, here's how your income is distributed across tax bands:
Understanding Your £43,000 Salary
A £43,000 salary in the UK for the 2025/26 tax year will result in a take-home pay of £34,479.60 per year, or £2,873.30 per month. This salary is above the UK median of £35,000.
Your effective tax rate is 19.8%, meaning for every £1 you earn, you keep approximately £0.80. Your marginal tax rate (the rate on your next £1 earned) is 20%.
This calculation assumes you have a standard Personal Allowance of £12,570, no student loan repayments, and no pension contributions. You can adjust these factors using the calculator above.