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2025/26 Tax Year

£10 Per Hour - UK Salary After Tax

If you earn £10 per hour working 37.5 hours per week, your annual salary is £19,500. After tax, you'll take home £1,463.30 per month.

Hourly Rate
£10
per hour
Annual Salary
£19,500
gross per year
Monthly Take-Home
£1,463.30
after tax
Yearly Take-Home
£17,560
after tax

Below National Minimum Wage

£10.00/hour is below the National Minimum Wage of £11.44 for workers 21+. This rate may only be legal for younger workers or apprentices.

  • Under 21: £8.60/hr (18-20), £6.40/hr (under 18)
  • Apprentices: £6.40/hr in first year
  • Check your payslips - underpayment can be reclaimed
  • Report concerns to ACAS or HMRC

How £10/Hour Compares

UK wage benchmarks for 2025/26

vs Minimum Wage
-13%
£11.44/hr (21+)
vs Living Wage
-17%
£12/hr (Real Living Wage)
vs UK Median
-33%
15/hr median
vs London Living Wage
-24%
£13.15/hr (London)

Customise Your Hours

Enter Your Hourly Rate

Calculate your annual salary for 2025/26

£/hour

Use 52 for full year including paid holiday

Your Take-Home Pay

£10 × 37.5hrs × 52 weeks

£19,500
Annual Gross Salary
Monthly Take-Home
£1,463.30
Yearly Take-Home
£17,560
Income Tax-£1,386/yr
National Insurance-£554/yr
Total Deductions-£1,940/yr
Effective Hourly Rate
After tax and NI
£9.00/hr

What £1,463.30/Month Affords

Affordability based on your take-home pay

Average UK rent (1-bed)
~£900-1,200/month outside London
Affordable
London rent (1-bed)
~£1,600-2,000/month average
Challenging
Running a car
~£300-500/month all-in costs
Affordable
Saving 10% of income
~£146.33/month
Affordable
Family with children
Childcare adds £800-1,500/month
Challenging

Jobs Around £10/Hour

Typical roles at this pay level

Retail assistant
Hospitality staff
Warehouse worker
Care assistant

£10/Hour Salary Breakdown

DescriptionYearlyMonthly
Gross Salary£19,500£1,625.00
Personal Allowance£12,570£1,047.50
Income Tax-£1,386-£115.50
National Insurance-£554-£46.20
Take Home Pay£17,560£1,463.30

* Based on 37.5 hours per week, 52 weeks per year. Tax rates for 2025/26.

£10/Hour at Different Hours Per Week

See how your take-home pay changes based on hours worked

Hours/WeekAnnual SalaryMonthly Net
20 hours £10,400£866.67
30 hours £15,600£1,229.30
35 hours £18,200£1,385.30
37.5 hours (standard)£19,500£1,463.30
40 hours £20,800£1,541.30

Understanding £10 Per Hour Salary

Earning £10 per hour in the UK translates to an annual salary of £19,500 when working full-time (37.5 hours per week, 52 weeks per year). After Income Tax and National Insurance deductions for the 2025/26 tax year, your take-home pay is £17,560 per year or £1,463.30 per month.

This hourly rate is below the UK median hourly wage of approximately £15/hour. Your effective tax rate at this income level is 10.0%.

If you work part-time or different hours, use the calculator above to see your personalized take-home pay. You can also explore our salary calculator for more detailed breakdowns including pension contributions and student loan repayments.