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2025/26 Tax Year

£12.21 Per Hour - UK Salary After Tax

If you earn £12.21 per hour working 37.5 hours per week, your annual salary is £23,810. After tax, you'll take home £1,721.87 per month.

Hourly Rate
£12.21
per hour
Annual Salary
£23,810
gross per year
Monthly Take-Home
£1,721.87
after tax
Yearly Take-Home
£20,662
after tax

Around UK Median Earnings

£12.21/hour is close to the UK median hourly wage (£15/hr). This provides a reasonable standard of living in most areas outside London.

  • Consider workplace pension contributions - employer matches are free money
  • Build an emergency fund of 3-6 months expenses
  • Check if you qualify for Help to Buy ISA or LISA for housing
  • Salary sacrifice for childcare vouchers can save tax if applicable

How £12.21/Hour Compares

UK wage benchmarks for 2025/26

vs Minimum Wage
+7%
£11.44/hr (21+)
vs Living Wage
+2%
£12/hr (Real Living Wage)
vs UK Median
-19%
15/hr median
vs London Living Wage
-7%
£13.15/hr (London)

Customise Your Hours

Enter Your Hourly Rate

Calculate your annual salary for 2025/26

£/hour

Use 52 for full year including paid holiday

Your Take-Home Pay

£12.21 × 37.5hrs × 52 weeks

£23,810
Annual Gross Salary
Monthly Take-Home
£1,721.87
Yearly Take-Home
£20,662
Income Tax-£2,248/yr
National Insurance-£899/yr
Total Deductions-£3,147/yr
Effective Hourly Rate
After tax and NI
£10.60/hr

What £1,721.87/Month Affords

Affordability based on your take-home pay

Average UK rent (1-bed)
~£900-1,200/month outside London
Affordable
London rent (1-bed)
~£1,600-2,000/month average
Challenging
Running a car
~£300-500/month all-in costs
Affordable
Saving 10% of income
~£172.19/month
Affordable
Family with children
Childcare adds £800-1,500/month
Challenging

Jobs Around £12.21/Hour

Typical roles at this pay level

Customer service
Administrative assistant
Teaching assistant
Security guard

£12.21/Hour Salary Breakdown

DescriptionYearlyMonthly
Gross Salary£23,810£1,984.13
Personal Allowance£12,570£1,047.50
Income Tax-£2,248-£187.33
National Insurance-£899-£74.93
Take Home Pay£20,662£1,721.87

* Based on 37.5 hours per week, 52 weeks per year. Tax rates for 2025/26.

£12.21/Hour at Different Hours Per Week

See how your take-home pay changes based on hours worked

Hours/WeekAnnual SalaryMonthly Net
20 hours £12,698£1,055.20
30 hours £19,048£1,436.16
35 hours £22,222£1,626.63
37.5 hours (standard)£23,810£1,721.87
40 hours £25,397£1,817.11

Understanding £12.21 Per Hour Salary

Earning £12.21 per hour in the UK translates to an annual salary of £23,810 when working full-time (37.5 hours per week, 52 weeks per year). After Income Tax and National Insurance deductions for the 2025/26 tax year, your take-home pay is £20,662 per year or £1,721.87 per month.

This hourly rate is below the UK median hourly wage of approximately £15/hour and above the National Minimum Wage of £11.44/hour for workers aged 21 and over. Your effective tax rate at this income level is 13.2%.

If you work part-time or different hours, use the calculator above to see your personalized take-home pay. You can also explore our salary calculator for more detailed breakdowns including pension contributions and student loan repayments.