Skip to main content

Search Calculators

Search for a calculator to use

2025/26 Tax Year

£12 Per Hour - UK Salary After Tax

If you earn £12 per hour working 37.5 hours per week, your annual salary is £23,400. After tax, you'll take home £1,697.30 per month.

Hourly Rate
£12
per hour
Annual Salary
£23,400
gross per year
Monthly Take-Home
£1,697.30
after tax
Yearly Take-Home
£20,368
after tax

National Minimum Wage Level

At £12.00/hour, you're earning around the National Minimum Wage. This meets legal requirements but may be challenging in higher cost areas.

  • Check eligibility for Universal Credit top-up
  • Council Tax Reduction may be available
  • NHS prescriptions may be free with certain benefits
  • Consider negotiating for Living Wage accredited employers

How £12/Hour Compares

UK wage benchmarks for 2025/26

vs Minimum Wage
+5%
£11.44/hr (21+)
vs Living Wage
+0%
£12/hr (Real Living Wage)
vs UK Median
-20%
15/hr median
vs London Living Wage
-9%
£13.15/hr (London)

Customise Your Hours

Enter Your Hourly Rate

Calculate your annual salary for 2025/26

£/hour

Use 52 for full year including paid holiday

Your Take-Home Pay

£12 × 37.5hrs × 52 weeks

£23,400
Annual Gross Salary
Monthly Take-Home
£1,697.30
Yearly Take-Home
£20,368
Income Tax-£2,166/yr
National Insurance-£866/yr
Total Deductions-£3,032/yr
Effective Hourly Rate
After tax and NI
£10.44/hr

What £1,697.30/Month Affords

Affordability based on your take-home pay

Average UK rent (1-bed)
~£900-1,200/month outside London
Affordable
London rent (1-bed)
~£1,600-2,000/month average
Challenging
Running a car
~£300-500/month all-in costs
Affordable
Saving 10% of income
~£169.73/month
Affordable
Family with children
Childcare adds £800-1,500/month
Challenging

Jobs Around £12/Hour

Typical roles at this pay level

Customer service
Administrative assistant
Teaching assistant
Security guard

£12/Hour Salary Breakdown

DescriptionYearlyMonthly
Gross Salary£23,400£1,950.00
Personal Allowance£12,570£1,047.50
Income Tax-£2,166-£180.50
National Insurance-£866-£72.20
Take Home Pay£20,368£1,697.30

* Based on 37.5 hours per week, 52 weeks per year. Tax rates for 2025/26.

£12/Hour at Different Hours Per Week

See how your take-home pay changes based on hours worked

Hours/WeekAnnual SalaryMonthly Net
20 hours £12,480£1,040.00
30 hours £18,720£1,416.50
35 hours £21,840£1,603.70
37.5 hours (standard)£23,400£1,697.30
40 hours £24,960£1,790.90

Understanding £12 Per Hour Salary

Earning £12 per hour in the UK translates to an annual salary of £23,400 when working full-time (37.5 hours per week, 52 weeks per year). After Income Tax and National Insurance deductions for the 2025/26 tax year, your take-home pay is £20,368 per year or £1,697.30 per month.

This hourly rate is below the UK median hourly wage of approximately £15/hour and above the National Minimum Wage of £11.44/hour for workers aged 21 and over. Your effective tax rate at this income level is 13.0%.

If you work part-time or different hours, use the calculator above to see your personalized take-home pay. You can also explore our salary calculator for more detailed breakdowns including pension contributions and student loan repayments.